We offer a range of different car finance NI packages, to help ensure that the way you finance your car is right for you. Each package comes with a range of benefits that are designed to complement your lifestyle. Contact us and we can happily advise and work with you to create the ideal finance package for your new car. We are specialists on providing car finance in Northern Ireland.
Preferences, our PCP scheme, offers you the freedom to drive away the car of your choice every two or three years (subject to status). We'll guarantee what the value of your car will be at the end of the agreement, you simply pay the deposit of your choice and the remaining balance over the agreed period.
Once you have chosen the car you want, decided how much deposit you wish to pay and agree a repayment period, we will calculate your fixed payments and the Guaranteed Future Value (GFV). You can select any level of deposit or period of agreement from within our product parameters to suit your own individual needs. The GFV is the minimum amount the car is estimated to be worth at the end of the agreement term. At the end of the agreement, you are free to choose from one of the following options:
1. Part exchange the car with your Nissan dealer and drive away in a new car using any amount over the GFV as part of your deposit on the next agreement.
2. Pay the GFV and take ownership of the car.
3. Simply return the car to Nissan Finance with nothing more to pay (subject to final mileage and condition of the car).
Hire Purchase is the traditional way to finance your new car - you simply choose the deposit amount you wish to pay and the length of the repayment period.
You pay for your car over a pre-agreed period, during which time the balance and interest are repaid by fixed payments. You can select any level of deposit or period of agreement from within our product parameters to suit your own individual needs.
The interest charged is calculated at the beginning of the agreement and will remain unaffected by any future changes in interest rates, allowing you to plan your budget with confidence. When all the payments have been made at the end of the agreement you own the car.