KEHOE KARS LTD NEWRY

2. Insurance

No doubt, like most vehicle owners, you have taken out comprehensive motor insurance to guard against accidents and unforeseen incidents. Having done so, you probably assume you’re covered against all eventualities.

INTRODUCTION

GAP INSURANCE

PAYMENT PROTECTION

INTRODUCTION

Life is full of surprises and sadly these are not always pleasant ones. No one really knows what life holds in store for them and whilst you might feel completely secure now, the situation could become unexpectedly different at some point in the future. That is why Nissan Finance offers a comprehensive range of insurance products to give you peace of mind if the worst should happen.

Payment Protection – in today’s uncertain world, perfect health and continued employment can never be 100% guaranteed, for this reason we offer a wide range of Payment Protection plans with Pinnacle Insurance plc.
Gap Insurance – in the unfortunate event that you should have your car written off by your motor insurer as a result of accidental damage, fire or theft there is a chance that the insurance settlement you receive may fall considerably short of the original invoice price of the car.

If you require assistance in selecting the most appropriate product for your individual circumstances, your Nissan dealer will be more than pleased to help or answer any questions you may have.

PAYMENT PROTECTION

It is an unfortunate fact that redundancy, accidents, sickness or critical illness can affect people everyday. In these circumstances it is likely that your finances can come under increasing pressure as your monthly income may reduce. In the unfortunate event of loss of life, would you really want to pass on a large financial burden to those closest to you?

To help give you peace of mind to enjoy your driving experience, whether you’re a private or business customer, Nissan Finance has developed a comprehensive range of Payment Protection Plans with Pinnacle Insurance plc.

If the worst were to happen and you became critically ill or die, our Payment Protection Plan would help your dependants cope with any financial worries by paying the outstanding balance on your car. Furthermore, if you suddenly became ill or were made redundant and had cover, we can remove some of the inevitable stress by continuing to make a number of your payments while you concentrate on getting well or looking for work.

How it works

We offer four different Payment Protection Plans, each of which can be included in your car finance agreement allowing you to plan your budget with confidence.

Plan 1 – Life and Critical Illness
Plan 2 – Life, Critical Illness and Sickness/Accident
Plan 3 – Life, Critical Illness and Redundancy
Plan 4 – Life, Critical Illness, Sickness/Accident and Redundancy

You choose the level of cover that suits you best (for business users, Plans 1 and 2 give you the freedom to insure a key company employee for each of your company vehicles).
Your dealer will then tell you how much your chosen level of cover will cost.
The premium is then spread over the period of the agreement and collected alongside your monthly finance payment.

For full details of our Payment Protection Plans speak to your Nissan dealer who would be delighted to answer any question you have.

GAP INSURANCE

No doubt, like most vehicle owners, you have taken out comprehensive motor insurance to guard against accidents and unforeseen incidents. Having done so, you’d probably assume that you’re covered against all eventualities. The problem is that comprehensive motor insurance companies pay out what the vehicle is worth at the time of the claim and not what you originally paid for it. This may leave you with a shortfall in the event of an insurance write off.

In this situation would you be happy to downgrade your car, or would you be in the position to pay an extra cost out of your own pocket to get a car similar to the one you previously purchased?

At Nissan Finance we believe that you should not lose out in the event of a total loss claim on your car through theft or accident. We offer two products that can help against the shortfall.

Equity Protection Plan – If your car is the subject of a total loss claim within the term of the policy the plan will pay the difference between the amounts paid by the motor insurer and the original purchase price of the vehicle. As a result, you will not lose out financially and you will be in the position to purchase a car of the same value that you originally purchased.
Shortfall Protection Plan – This product has been specifically designed for customers who have taken out finance on their vehicle. If your car were written off by your motor insurers as the result of accidental damage, fire or theft, there is a chance that the settlement you receive may fall short of the sum owed on your finance agreement. That’s where Shortfall Protection Plan can help. The plan will pay any gap between the outstanding balance on your finance agreement and your motor insurer's settlement (up to a maximum of £6,000).

For full details of our Gap Insurance products speak to your Nissan dealer who would be delighted to answer any question you have.